Mark Twain ponders the usefulness of insurance coverage.  "Coming down from Sacramento the other night, I found on a center-table in the saloon of the steamboat, a pamphlet advertisement of an Accident Insurance Company. It interested me a good deal, with its General Accidents, and its Hazardous Tables, and Extra-Hazardous furniture of the same description, and I would like to know something more about it. It is a new thing to me. I want to invest if I come to like it. I want to ask merely a few questions of the man who carries on this Accident shop".Samuel Langhorne Clemens (1835–1910), known by the pen name Mark Twain, was an American writer, humorist and essayist. He was praised as the "greatest humorist the United States has produced," with William Faulkner calling him "the father of American literature." His novels include The Adventures of Tom Sawyer (1876) and its sequel, Adventures of Huckleberry Finn (1884), with the latter often called the "Great American Novel." Twain also wrote A Connecticut Yankee in King Arthur's Court (1889) and Pudd'nhead Wilson (1894), and co-wrote The Gilded Age: A Tale of Today (1873) with Charles Dudley Warner.
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